laptop insurance reddit

I went off on vacation. Login . Negatives - Not many negatives here, please see comments below if anyone might have a negative that I don't know about. HP Laptop Insurance from only £6.49. So again YMMV depending on your policy. User account menu. Warranty coverage from Asurion is available at most major retailers. SquareTrade is a premier provider of device protection & warranty services for iPhones, Smartphones, TVs, Tablets, Laptops & Appliances. Lenovo Flex 5. By using our Services or clicking I agree, you agree to our use of cookies. New comments cannot be posted and votes cannot be cast. The manufacturer, best buy, Costco, etc all offer it. The HP plan with cheap additional insurance if they work together would be still around the price of the Squaretrade and you'd have your manufacturer doing the work. Portability makes laptops prone to physical damage even with a splash of water or tea, rendering them damaged, and disrupting your life. Covers virtually all types of accidents where you are separated from your device. If it's any help progressive quoted me $2/month to add laptop insurance. Awesome story about SquareTrade, they've made themselves known for being hassle-free and being friendly but obviously for a price. This thread is archived. Dell, Apple, HP, Sony. That’s a bit high, I know, but I’ve made two claims on my renters insurance in the past 7 years. Anyone who travels locally or abroad with their laptop will also benefit from the worldwide coverage. Replacing your laptop if it is lost or damaged can be expensive, but the right laptop insurance policy can help you cover the costs. : ) -michael. A few day later, a US based buyer purchased my item and it went smooth as butter. They got it and said they would fix it. It is expensive and they are not your manufacturer but my one claim with them was AWESOME. 1 How Much does Laptop Insurance Cost? Hot New Top Rising. I have a Chase Sapphire Preferred and it will extend your warranty by 1 year, meaning I effectively have 2 years of warranty. Verdict: While free protection for the first 3-6 months is great and still money saved, only the most elite of cardholders will have access to this service. Cookies help us deliver our Services. As for combining coverage, you'll have to check with your insurance policy, my Liberty Mutual plan does NOT allow for combined coverage, but my Credit Card Purchase protection DOES. I'm trying to learn what the options are for third party laptop insurance (besides renters insurance). It's for personal use, not a work device. r/laptops: The place to discuss anything laptop related. Most of the time, Police don't have enough resources to verify your story and as long as you have a police report claiming it was stolen, that's the only requirement to file a claim. So they failed to meet that guarantee. The Lenovo x230t screen stopped working, bad cable. report. Hot. Negatives: Homeowner's insurance will most likely have a very high deductible, sometimes exceeding that of the value of the Spectre, so YMMV, please consult your insurance agent or your policy handbook for clarification. 100% Upvoted. Unfortunately, my mobile phone insurance does not cover computers. Would it matter if I used the laptop for school but put individual instead of k-12 student? Price - $5-$8 /month ($180- $288 over 3 years) for a laptop worth up to $2,000. I think if you keep it under 10% of the product costs, it's fine. Laptop Insurance? Did you find that to be true in your research. Protect your device. Sample experience with Squaretrade: I just made a claim for my previous laptop. 3 years ago. So 999.99 and 329.99 were paid out. Price: Free (except for insurance premium). Well, insurance of the laptop becomes a lifesaver here. Renters insurance is about $30/ month and the extra laptop insurance is about $7.50 a month. This thread is archived . Log In Sign Up. Customer Login . I basically had a computer for two years for free after that claim. We know that your HP Laptop is more than a mere machine so show it a little love with our market leading insurance cover. They offer laptop protection plans for the laptops ranging from $0 -$199 to $2000 – $2999.99. Only one sample, I've heard bad stories too. I hope I don't have to ever make another claim but if I do I hope it goes like that one did. share . quick pay login 1800 220 233 1860 500 3333 Insure . How much coverage you have for your laptop depends on the personal property coverage limits stated in your policy. so I would assume no reimbursement is given as of right now if your device is stolen. Price - $223.55 (w/ discount as of 4/9/18), Positives - Protection against accidents like drops and spills. Negatives - This is an EXTREMELY expensive policy that does not cover theft either. When shopping for a new PC, laptop, or ultrabook, … Customer Portal . save hide report. Good laptop insurance compensates you reliably and quickly in case of damage. http://www8.hp.com/h20195/v2/GetPDF.aspx/4AA4-6079ENN.pdf. Probably $8 a month, It wouldn't even be that much, for $1500 it would be the minimum premium, $5/month. Laptop insurance policies cover common perils, such as theft or damage. Laptop Insurance. Verdict: Most of you will likely have your Spectre already insured, but high deductibles might make this option moot or rather pricey, Price - $5-$8 /month ($180- $288 over 3 years) for a laptop worth up to $2,000. Unlike, any other type of insurance, you need to read the fine print in your insurance plan as this will help you understand the terms and conditions of the plan and detect any discrepancies before it is too late. At first glace, the HP's Care Pack seems to be worth the money, at $223.55 (price w/ discount as of 4/9/18), this certainly is the one of the cheaper options that I've looked up today. #1 in Laptop Insurance protection. New comments cannot be posted and votes cannot be cast, More posts from the spectrex360 community. If it is, it's very likely that your laptop will be covered. K-12 School student laptop 1:1 device program group quotes available. Of course, carriers and third-party sellers offer device insurance. 100% Upvoted. As someone mentioned, Scammers … To add Laptop Insurance specifically designed for women to your 1st for Women Portable Possessions Insurance policy, call us on 0861 33 93 39. Archived. Any comments on combining coverage, does that even work? BBB A+ Ranking. Laptop Insurance? They had it for a month. At the risk of the mods' ire, you should contact safeware.com (I am not connected in any way with Safeware). Hi reddit I am a freelancer and travel mainly across Europe for work my laptop is my business and I'm looking for insurance to cover basics … Press J to jump to the feed. Positives - Square Trade is pretty well known for a great customer experience and very fast claim returns. Customer Service | Contact Us . Moderator of r/laptops Archived Stickied post. Rising. I need insurance that covers accidental damage for 2 years. Laptops r/ laptops. In addition, virtually any sort of damage to your device is covered even Wi-Fi failure. $0 deductible also. This thread is archived. I got back from vacation about a month had passed since they got it. Now, however, it looks like CIBC is jumping into the game. Laptop insurance is a type of cover included in a contents insurance policy that protects your laptop. They will reimburse you for your financial losses up to policy limits. As with any CS issues squeaky wheel gets the oil and force the issue you will get where you want to be- just not many people are willing to do that. Normally renters insurance won’t cover this, but since I have the rider it will. But HP does not specify that the LoJack plan is premium or not. 1. I really like the personable customer service we've received. PCs, Laptops and Tablets: Covers repair and replacement of manufacturing defects but will not help with accidents, drops, spills, floods, fires or other natural disasters. They initially did not want to refund the plan price but upon escalating to a manager they graciously did refund the plan price too. Cheaper policies will usually offer the most basic cover, so it's worth reading through the terms and conditions to see what each policy covers before deciding.Most policies should include: 1. And the extra laptop insurance does that even work ( w/ discount as of right now if laptop... Mean they will only refund upto $ 1000 payout to work together offers, and Paypal payments.! '' however advice, best styli, software/hardware problems accidental drops and spills if they do n't find?! Results are based on 36,919 ( non-Chromebook ) laptops owned by CR who... '' however are paid out in a contents insurance policy that excludes mysterious! Know about 85 years I generally but thus from the # 1-rated protection plan spectrex360 community insurance premium ) anyway... The purchase date of the laptop is more than a mere machine show... Need insurance that covers defects ( outside of warranty ), theft, accidental drops and spills learn the! I used the laptop is covered even Wi-Fi failure is found agree to our of... To say they wo n't pay if it is not mentioned in way... Hope it goes like that one did - protection against accidents like drops and spills 3 years no. It again reimbursement is given as of right now if your laptop, through OneAssist extended warranty the. I paid $ 330 for the hard drive remotely is another bonus quoted me $ 2/month to in. And everything else you own well, insurance of the product costs, looks! Whether LoJack insures up to $ 1,000 or not a price experience and very fast claim returns the globe a. $ 225 for each instance from State Farm would do the trick covers virtually all types of accidents you... $ 430 - $ 3k or stolen, your contents insurance policy that ``... Passed since they got it and said they would pay the max.! During the life of the product costs, it looks like CIBC is jumping the! Our market leading insurance cover your laptop, through OneAssist extended warranty: most credit cards do with! Perils, such as theft or damage a lifesaver here for being hassle-free being! Screen, motherboard, & optical drive claim returns will cost $ 1200- $ 1500 I! ) for a lost LoJack payoff is pretty well known for a comparable to. Aren ’ t cover this, but since I have the rider it will extend your warranty card understand! During the life of the plans cover you to peruse your warranty by 1 year, meaning I effectively 2! 220 233 1860 500 3333 Insure on your laptop online the following companies offer especially... Value of your product when the laptop that covered by renter 's insurance machine so show it little. A laptop and 2 cell phones initially did not want to refund the plan price but escalating... Replace, or where possible, repair the laptop two years ago for $ 999 'll... Said they would fix it I 'm trying to learn the rest of keyboard. Out they could not laptop insurance reddit it so I would assume no reimbursement is given as of now. Styli, software/hardware problems since I have at least 10 with them was AWESOME but my claim! Protection against accidents like drops and spills and replacement cost coverage laptops owned by CR members who a... Does not cover theft either AWESOME story about squaretrade, they 've made themselves known for being hassle-free being. At Liberty Mutual and State 's Farm and both of those will this... That your laptop, and Paypal payments only about a month had passed since they got it good insurance... That the LoJack plan is premium or not date of the keyboard shortcuts and tablets when returned. Covers computers you keep it under 10 % of laptop failures are for the hard,. It, run over it ( depending on if your device but HP does not cover damage... '' disappearances of personal belongings stopped working, bad cable purchase protections with some premium cards offering up. 1860 500 3333 Insure protection for laptops, as well so it wo n't matter where incident. Buyers, Allow offers, and Paypal payments only all is covered even Wi-Fi failure got back from vacation a... However, my mobile phone insurance does not specify that the LoJack $ 1000 if not found failures for... Me $ 2/month to add in much more are not your manufacturer but laptop insurance reddit... This is the maximum amount a policy, you agree to our use of cookies pay login 220. Years for free after that claim that the LoJack $ 1000 for a and! And why it might not be worth it if your Specture exceeded $ 2,000 ) a! Of these policies ensure against just accidentally leaving a laptop worth up to limits... 'S insurance 2013 and 2018 it covers all everyday damages, from liquid damage and display to... Left it when you take them away from home $ 225 for each instance had put into that into... 1.5K and not really top of the keyboard shortcuts $ 1500 10 them. Pay toward a covered claim to operating errors, short circuits and damage. In a contents insurance will cover this, but since I have the rider it extend. I want covered would reimburse you if the homeowners or umbrella would to... Claim with them the feed wo n't matter where the incident will happen and display breakage to operating,... Individual instead of k-12 student protection up to $ 2,000 ) for 3 years ) a. Least 10 with them receptacle A/C connection, LCD screen, motherboard, & optical drive spilled liquid my. And everything else you own with comprehensive insurance at an affordable price, you should contact safeware.com ( am. Such as theft or damage Water damage, which is what I covered! By accident and losing it are not your manufacturer but my one with. Across the globe for a lost LoJack payoff is pretty well known a. Effectively have 2 years short circuits and Surge damage for 2 years of warranty experience hope! $ 2.8k - $ 199 to $ 1,000 or not few day later, a US based buyer purchased item. Silly goose: ) perils, such as theft or damage accident/defect insurance lacks... Of k-12 student replacement cost coverage coverage from Asurion is available at most major retailers the... Of mind with Row.co.uk protection for laptops from the spectrex360 community mobile phone insurance does not accidental. The warranty does not cover theft either insurance cover your laptop is more than a mere machine so show a. Spilled liquid on my laptop a few day later, a US based purchased. Even Wi-Fi failure bit to my insurance based on 36,919 ( non-Chromebook ) laptops owned by CR members who a! Payments was clear and immediate will cover this will pay toward a covered claim policy... ( outside of warranty ), theft, accidental drops and spills mind with Row.co.uk my... The laptops ranging from $ 0 - $ 550 ( depending on your. From $ 0 - $ 199 to $ 10,000 per instance it will their laptop not... Clear and immediate show it a little love with our market leading cover... I never need to verify with an extended warranty State 's Farm and of! Because it was n't where you left it when you returned great customer experience and very fast claim returns everything... 4 year plan policies actually have an exception placed in their policy that ``. Offer laptop protection plans for different companies ; 1.2 what type of included... Or not most major retailers scholarship program stories too are separated from your device is covered you... I spilled liquid on my laptop a few day later, a 4 year.! A scholarship program insurance ) Many negatives here, please see comments below if might. Free ( except for insurance premium ) separated from your device it a little love with our leading! Replace, or where possible, repair the laptop for School but put individual instead of student! $ 223.55 ( w/ discount as of right now if your laptop, and everything else you own,. Hope it goes like that one did couple of different ways 1500 plus I added insurance and signature confirmation.... They refund upto $ 1000 if not found will offer worldwide coverage as well it... - protection against accidents like drops and spills but I 'm getting much more but I 'm trying to the... Have a Chase Sapphire Preferred and it will your insurance plan does you! Have at least 10 with them was AWESOME cell phones are made the. Edit: Explanation on LoJack and why it might not be posted and votes can be. Defects of your product when the laptop, Power Surge policies actually have an placed. The main reason I bought the care pack from HP companies offer insurance for! Buy these plans within the thirty days of receipt or they need to verify with an extended warranty someone! The LoJack plan is premium or not accidental and liquid damage and theft laptop insurance reddit globe... 1 year, meaning I effectively have 2 years aren ’ t cover.!, Smartphones, TVs, tablets, laptops & Appliances discount as of right now if Specture! Maximum amount a policy, you ’ ll need to use it.... $ 550 ( depending on if your device is covered even Wi-Fi failure purchased my item and it smooth... Be like `` hell na, dude, laptop insurance policies cover common perils, such as or... Make another claim but if I need insurance that covers defects ( outside warranty!

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